Disclaimer
Please read this disclaimer carefully before using Credjyo.
Credjyo Is NOT a Lender
We do not originate loans, make credit decisions, or guarantee that you will be approved for any loan product.
Advertising Platform Disclosure
Credjyo operates as an online advertising and loan comparison platform. We are compensated by our lender partners when users click on affiliate links and/or submit loan applications. This means the loan offers displayed on our site are paid advertisements. The compensation we receive may affect which lenders and products we showcase and their placement on the page.
Not All Lenders or Products Are Listed
Credjyo does not represent all available loan products in the US market. Our comparisons and recommendations reflect only those lenders with whom we have affiliate relationships. There may be products better suited to your needs that are not listed on our site.
Representative APR Notice
APR (Annual Percentage Rate) ranges displayed on this site are illustrative estimates based on typical offers from our lender partners. The actual APR you receive will depend on your specific credit profile, income, debt levels, loan amount, and the lender's current criteria. Representative Example: A $10,000 loan at 15.99% APR for 36 months results in monthly payments of approximately $351.98, with total interest of $2,671.28 and total repayment of $12,671.28.
No Guarantee of Approval
Checking your rate or using our comparison tools does not guarantee loan approval. All lending decisions are made solely by the individual lenders based on their underwriting criteria. Credjyo has no influence over these decisions.
State Restrictions
Loan availability, maximum amounts, APR ranges, and terms vary by state. Not all loan products are available in all US states. Some states have specific regulations that may affect your eligibility. Always check with the specific lender regarding your state's requirements.
FTC Compliance
In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials, we disclose that we have a financial relationship with the lenders on this site. Testimonials shown on this site are from real users but may not represent typical results. Individual experiences vary based on creditworthiness and other factors.
Financial Advice Disclaimer
Nothing on this website should be construed as financial, legal, tax, or investment advice. The information provided is for general informational and comparison purposes only. We strongly recommend consulting with a qualified financial advisor before making any borrowing decisions.