Disclaimer
Please read this disclaimer carefully before using Credjyo.
Not a Lender
Credjyo is a loan comparison and advertising platform. We are NOT a lender, bank, credit union, or financial institution. We do not originate, fund, or service loans. All lending decisions, including approval, loan amounts, interest rates, and repayment terms, are made exclusively by our third-party lending partners.
Affiliate Compensation
This site contains affiliate links. When you click on an affiliate link and are approved for a loan, Credjyo may receive compensation. This compensation does not affect the loan terms you receive and does not increase the cost of your loan.
Rates and Terms
All loan rates, amounts, terms, and other information displayed on this site are for informational purposes only and may not reflect your actual offer. APRs typically range from 5.99% to 35.99%. Actual rates depend on your creditworthiness, income, and the specific lender's criteria. Not all users will qualify for the lowest rates.
Not Financial Advice
Nothing on Credjyo constitutes financial, legal, or tax advice. Our content is for general informational purposes only. Before making any financial decision, consult with a licensed financial advisor, attorney, or tax professional.
Credit Impact
While pre-qualification typically involves a soft credit pull, submitting a full loan application may result in a hard credit inquiry, which can temporarily lower your credit score. Consult with the lender to understand their credit check policy before applying.
Geographic Restriction
Credjyo's services are available to United States residents only. We do not facilitate loan comparisons for residents of other countries.
Third-Party Lender Responsibility
Our lending partners operate independently. Credjyo is not responsible for the actions, terms, decisions, or operations of any third-party lender. If you have a complaint about a loan, contact the lender directly or file a complaint with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint.
Important: Borrowing money is a serious financial decision. Always read the full loan agreement before signing. Understand the total cost of the loan including all fees and interest. Only borrow what you can comfortably repay.